什么是抵押车，相信很多人仍是不清楚，更不必说抵押车违章怎样处理。昆明二手车交易网科普：所谓的抵押车就是指不能过户的车，正规的抵押车仅仅购买了汽车的长时间使用权，而不是所有权。抵押车与抵押房产、抵押土地同属一个领域。抵押车违章处理除了自行前往违章低处理，还能够委托朋友代办、委托异地机构代办、邮政代缴或者是自助终端机处理。

What is mortgage car, trust many people is still not clear, let alone how to deal with mortgage car violation. The so-called mortgage car refers to the car that can not be transferred, the regular mortgage car only bought a long time to use the car, not the ownership. Mortgage car and mortgage real estate, mortgage land belong to a field. In addition to the low processing of the violation of the mortgage car, it can also entrust a friend to do it, entrust a remote agency to do it, pay it by post or deal with it through a self-service terminal.

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昆明二手车交易网提示大家，抵押车异地违章处理方法：假如当场被抓开纳违章罚单，就要带着驾驭证、行驶证和处分决定书，到当地交警部门指定的银行交纳罚款，注意一定要规则时间和指示过程处理违章罚款；假如是被电子眼拍到违章后，一般在3-5个工作日会遭到违章信息，依照信息提示处理违章罚款。

由于各省市交通管理部门对抵押车违章的处分标准有所不同，抵押车违章异地处理就变成了一件十分复杂且苦楚的事情，因此为了不必要的麻烦，最好仍是严格遵守交通法规。

至于说抵押车扣分算谁的。机动车驾驭人驾驭抵押车违章被处分记分的，应当扣机动车使用人即驾驭人的分值。违章行为处分的是驾驭人员的不遵守交通规则行为，而不是针对车辆的，即交通违法扣分，是指驾驭人在路途行车中不按规则行车，发生相应的交通违法行为，然后导致相应的交通违法扣分。

As for the mortgage car deduction points who calculate. Where a motor vehicle driver who drives a mortgaged vehicle is punished with demerit points, the demerit value of the motor vehicle user, that is, the driver, shall be deducted. The punishment of illegal behavior is the driver's behavior of not obeying the traffic rules, rather than for the vehicle, namely, the traffic illegal points deduction, refers to the driver in the road driving in accordance with the rules, the corresponding traffic illegal behavior, and then lead to the corresponding traffic illegal points deduction.​